Student Credit Cards What Every Parent Should Know

Your young adult offspring is heading off to college for the very first time. Chances are she is well equipped with all of her bedding, music,laptop computer, compact refrigerator, and a whole assortment of other items in tow to keep her happy. There is one thing that you may have overlooked, a real help for students and a godsend for parents: a student credit card. Yes, credit cards are an invaluable part of every student’s college experience if used wisely. Let’s take a look at some benefits of giving your son or daughter their very own credit card.

Let’s Buy Books. After paying tuition and boarding costs, it can be easy to overlook another big expense: books. Do you really want your son or daughter to carry around hundreds of dollars in their wallet to pay for books and supplies? Probably not. All college bookstores take student credit cards and with every credit card statement you can easily and accurately track expenses for tax purposes. No need to collect a bunch of receipts either: the proof is on the credit card statement.

Incidental Expenses. Likely, your child enjoys some “cooling off” time especially after completing exams or working on a difficult school project. A credit card can be a good way to pay for a couple of pizzas or provide for a night out at “the game.” In addition, if your son or daughter wants a new pair of jeans or shoes, a student credit card will help them make that purchase.

Life’s Little Emergencies. God forbid, but if your daughter has an emergency and must be rushed to the hospital, in many cases she must show payment information along with her personal identification and medical card before being treated. A student credit card can fast track your daughter to wellness and give her help in a time of crisis. When you cannot be there to help, a student credit card can provide quick access to needed care.

Road Wise. If your student goes off to college and he takes a car with him, how will he and you handle a problem if the car requires maintenance or repairs? Wiring money is aggravating and a hassle especially if the emergency occurs late at night or on a weekend. By equipping your student with a credit card you can get his car running again and give yourself and him plenty of peace of mind.

Yes, you must counsel your child to use their student credit card wisely. By reviewing every credit card statement monthly, you can help your son or daughter show responsibility and achieve financial independence.

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School Fundraising Ideas To Reach Your Goal

Coming up with the perfect school fundraiser can seem like a headache but there are plenty of ideas around that, if you run throughout the year, can raise thousands of dollars for your school.

You may want to stage something that hasn’t been done before, but the tried and tested ways of raising funds are often the best. Whether it’s a raffle, casual day or pie drive, rest assured parents won’t have a problem with putting their hand in their pockets and donating some of their hard-earned.

Listed below are just a few ways that will help you raise funds. Bear in mind that there a whole host of other fundraisers out there you really are only limited by your imagination!

Basket Raffle

Buy a basket for each class in the school and choose a theme such as sport, chocolate or something seasonal like summer or winter items. Contact local businesses to see if they can donate items relating to the theme, and sell raffle tickets for each basket. If every class takes part, you school will be able to make quite a profit especially if you do more than one a year.

Garage Sale

If, like everyone else out there, you need to do a thorough clean out of your house, why not pool everything you’d like to discard and have a garage sale? In this case, one person’s junk can definitely become your school’s treasure. The school will get 100 percent of the profit, and you get a cleaner house! Organise the garage sale for a weekend, where you can also combine it with another fundraising element such as a cake sale.

Chocolate Sale

There are quite a few companies such as Cadbury and Mars that will sell organisations cheap chocolate that you can on-sell to raise money. Although it’s not the healthiest option, the popularity of the sweet tooth will help you raise money quickly and easily.

Entertainment Books

Ever popular, Entertainment Books are a fantastic way to raise funds. They provide a whole host of coupons and discounts (usually between 25-50%) on local restaurants, stores, and entertainment, and represent excellent value that can be taken advantage of throughout the year. You can expect to raise about $16 from each book sold.

Trivia night

Ask a local restaurant, hall or bar to donate a room and hold a trivia night. Youll need to develop a list of questions (or buy them from the internet) and incorporate another fundraising element, like having a raffle or a jelly bean guessing competition. You can charge entry into the evening and add a theme to make it more fun.

Casual day

Students love going to school and not wearing a uniform, so why not turn this day into an important one on your fundraising calendar? Charge each student $2 for the privilege of not wearing a uniform once a term.

Putting Together A Family Tree

A simple family tree could be just represented by your grandfather, grandmother, father, mother, sister and brother. This is would be probably what a 7 years old kid would draw up for a school term assignment but do you know, this could be only be the starting point of your family heritage – your family generation tree!

In school or at home, kids are often taught… My father is your grandfather and my brother is your uncle; my mother is your grandmother and my sister is your aunt.. just to show how each family members are related to each other and to them. Sometimes that sounded so confusing especially to a young kid. Why not use a simple family tree to show how each one of them is linked to each other?

A family tree will be able to give a new perspective the way we connect our family generation; linking one member to another. Building a family tree can be simple, depending on the kind of family tree you want to build. It could be just a simple tree only linking our grandparents and parents and sisters with just names or It could trace as far back as our late fore-fathers and with it, include short write-ups on each of the family members and pictures of them.

Point to note that creating a family tree that is as in-depth as that may require some investigation, discussion with family members, and also researches. If you cant find your family members or are not in touch with them over some period of time, it may be a little bit more difficult to fill in the blanks in your family tree.

With the advancement in technology and innovation, complicated family trees can now be drawn; coloured beautify and printed out effortlessly. Thanks to the family tree creators software and computer programmers. Using this software, it only takes you minutes to create a family tree and detailing all the necessary basic information.

Lets not technology takes away the fun the family can have in treating it as a family activity where both the parent s and their kids could put their heads together to come up with a simple but meaning family tree during their Sundays afternoon or the kids school holidays.

Top 4 Tips On Where To Find The Best Scholarships

Majority of us dream of getting scholarships either to join college or other institutes of higher-learning. Not everyone has the means to educate themselves, especially with the outrageous cost of fees people are paying nowadays. There are so many categories – scholarships for dads, single mums, high school graduates, charity – you have no excuse not to apply for one! However, after applying, you are left with the uncertainty of whether you will get it since thousands apply for them. Unfortunately, there are usually few or limited ones to give out. Some have so many requirements and documentation that it kills your morale to even start applying for them. Do not give up – you never know! This time you might be lucky. Here are some tips on finding the best scholarship for you.

Internet services

The internet has everything! You can find a good scholarship here if you look more carefully than browsing through the thousands of results you get after searching. In fact, the internet not only gives you many options, but the best ones, so your work becomes easier by choosing only what you want.

Universities/colleges

Most scholarships are given through higher learning institutions such as universities and colleges. Try finding one and you cannot miss scholarship offers made to both students and non-members of the institution. If you are already in a learning institution, consult the dean or lecturers about this as some of them are advertised internally and not everyone gets an opportunity to apply for them. Here, you will also get tips on how to apply, to beat the high number of applicants. Similarly, financial-aid officers could also be of great assistance and may give you some insight on private and corporate foundations that have similar offers.

At work!

There are many organizations which offer their employees scholarships. Others offer tuition reimbursement such that they fund your education and you pay them in installments over a certain period of time. This could be a great source of funds for your scholarship and to top it up, the likelihood of being retained in the organization is very high!

Church

Yes, you read it right! Churches do offer scholarships for all kinds of people; they even have scholarships for single dads and mums! Talk about no discrimination. You might be thinking these scholarships are religious-based and all, but they offer similar ones as colleges do, maybe most of them might be on theology and the like, but you cannot miss other fields to apply for.

Child Support Modification – Support Relief For Fathers

Child support modification is used to legally reduce the amount of child support paid each month. Many non-custodial Dads are under the impression that once child support has been ordered they are stuck with that specific Court ordered amount. Not true!

There are many reasons that reducing child support may be necessary, especially in today’s recession economy. Many Dads are losing their jobs, having their hours reduced, or having their pay reduced. Any of these instances may be cause for modification of child support.

There are special forms, along with instructions, for this procedure provided in DadsCanWin! The Department of Child Support Enforcement has the ability to reduce support payments without a court procedure but may not be willing to do so. Don’t despair, the law is on your side!

You may feel guilty about needing to reduce your child support payments. You may think it will lower your child’s standard of living and they will dislike you because of it. Well, you need to do a reality check. If you lose your job, or for any other reason can’t make your child support payments, you face jail time! Child Support Enforcement can suspend your driver’s license, recreational licenses, and other licenses you may need to work.

Sitting In Jail Because You Are Behind on Child Support
Payments Does Not Help Your Children

Getting a new job will be difficult if you have no driver’s license and without a new job you will not be able to pay your child support. You can see that this is a downward spiral to nowhere. Just think how your child will feel if you are not there to visit them because you are in jail! Not the picture you want them to have of their Dad.

So, the alternative of seeking child support modification seems like the intelligent thing to do. If you truly feel terrible, once you get your job back, or otherwise correct your income, problem you can then start paying more child support again. However, you have protected yourself when your income was reduced.

Each state has guidelines for the amount of child support based on, typically, the non-custodial parents income, and the custodial parent’s income. Many Dads are not aware that if their ex’s income changes substantially for the better, they may be able to reduce the amount of child support that is due. Be sure to check out your states guidelines when preparing your Child Support Modification forms.

This procedure can be done without an attorney thereby saving you typically thousands of dollars. In addition, most attorneys are reluctant to represent non-custodial Fathers in child support issues. But, you can do this yourself and DadsCanWin can show you the way.

Remember, the most important thing, if your income has changed, is to take action before you get behind. Losing your driver’s license and facing jail is no picnic. The law is on your side if you take action!

Decorating Ideas For Kids Rooms

Kids room decorating are an opportunity waiting to come to life! No where else can you mix and match a variety of paint schemes along with creative stencils, stickers, sparkles and get away with it. Best of all, your kids can be involved in transforming their room into their own accomplishments while redecorating at the same time.

Some creative ideas on decorating kids bedrooms:

Furniture – Make a whole play area from an ordinary bookcase. Choose bright colors that match your child style and add features such as cutout doors for a doll house or castle effect. Add texture materials to one or two compartments that create a window or door like feature. When your child has out-grown the design, you can easily remove the materials and doors and replace them with the original materials that you saved. Other ideas can be used with Lego or large building blocks to create more designs to match your childs age.

Walls – Turn your kids walls in a big canvas. Paint is the perfect solution and least expensive way to create a kaleidoscope impact while offering unlimited color options. Just changing one wall or adding stripes, borders, sponge or stamping techniques can bring new life to an ordinary room. Use wavy or splat design patterns, or turn one wall into a mural effect. Choose a bright base and pick accent colors to achieve the best effects.

Ceiling – Create a magical night sky on your childs ceiling with glow in the dark decorations. These can be fun and even comforting for your child to be able to lie in bed and gaze up at the night stars

Doors – Use wooden letters that spell your childs name and glue them on the door. Painting them in the theme color of your child room will dress up the door nicely. Closet door hardware can be replaced with wiggly handles or their favorite cartoon character. By matching the door hardware with wall plates you can carry the pattern through out the room that accents their style.

Shelves – Using shelving materials can be the least expensive way to pick up the clutter and organize a room. Painting with the same colors or add design features with stencil or stamping can quickly dress up any room. Different shelve designs can also be used to border a window that eliminate the need for expensive window treatments.

Accessories – Large cork boards can quickly turn a bare wall into a busy space. Cork boards also eliminate holes in walls from nails or tacks that later need to be repaired. Wooden picture frames can be painted to help accent the room. Fans blades can be reversed and painted with designs to add cool effects when in use and then can be reversed when it comes time to re-decorate.

Decorating your kids bedroom is a great way to give them a place they can call their own and you may just find your kid spending more time in there!

Child Custody Lawyer Las Vegas Fee Methods

Client may consult a child custody lawyer Las Vegas on an as-needed basis only, with each appointment standing alone. If client do, he or she will probably be expected to pay at the end of each office meeting-and this may work better for client as well, especially if the consultation occurs before client file for divorce and child support, because it means client won’t receive a bill in the mail. If client hire the attorney later to represent client in a case or transaction, the financial relationship will probably change to a retainer arrangement, discussed below.

A flat fee is a lump sum that covers all charges from the beginning to the end of the case. A flat fee is designed to give both client and the attorney some degree of security about what to expect in terms of cost. The difficulty is that in setting the fee, the lawyer must try to estimate how complex the case will become; it’s not very common for divorce attorneys to charge a flat fee for the entire case because of the difficulty of predicting the number of hours the case will take. All of the variables described in -Factors Affecting Fees,- above, contribute to this difficulty. If the lawyer overestimates this, client will pay more than the case warrants. On the other hand, if the attorney underestimates the time, then after a certain point the attorney will be working for free, which may not work well for client in terms of having the lawyer’s full attention. Either way client look at it, he or she stands to lose with flat-fee representation unless client has a very simple set of facts.

A contingency fee means that the child custody lawyer Las Vegas gets a percentage of the award if the case is won, and nothing if it’s not. The word contingency refers to the fact that the fee is contingent on a positive outcome. Contingency fees are most commonly used in personal injury cases. In a divorce, using a contingency fee would mean client would pay the attorney a percentage of the value of the marital assets that client is awarded. Many states don’t allow contingency fees in divorce cases at all, and even in places where they’re allowed, they are frowned upon. It is easy to see why. If an attorney’s fee is dependent upon the valuation of assets, the negotiation takes on a personal aspect for the lawyer, who may be less than objective during negotiations and might have a hard time keeping an eye on what’s best for the client.

One of the important thing that one should consider while hiring the child support attorney is to know the fee structures.

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Study Room Furniture

Learning and studying is an important part of ones life to develop necessary skills. These skills are the base for future life where the person has to face many professional challenges. To make the study and learning time enjoyable and comfortable, study room plays the great role. Study room should be designed in such a manner that it encourages the person to spend more time studying and learning there without any distraction. To achieve this goal, study room should have proper furniture and equipment.

Study room furniture should be such that it suffices the present and future requirements of placing of equipment like computer and laptop, storage of books and other study material. The personal use furniture like table or desk and chair should be comfortable enough that even after sitting long hours study, you do not feel any stress or fatigue. The furniture in study room should be strong and durable as you are going to use it year after year.

When you go on looking study room furniture, you will find there is great variety of things available. There is wide range of style, design, sizes and prices. Just because you only have to study there, furniture in that room need not be dull and boring. Whatever be the style or design or color of the furniture, choose according to your taste, style and for practical purposes. It should be such which is designed according to your needs and comfort level. It should reflect the significance and importance of that particular place. Another important factor you should consider while selecting the furniture for your study room is the budget. You can furniture which suits all the budget ranges.

Design of study room furniture can be traditional as well as contemporary. Also it is available in different materials like wood, steel, wrought iron, cane, upholstered variety. Study room furniture includes things such as table, chair, cupboards, shelves, racks and others.

Height of Study Room Furniture is also relevant. It should be enough to allow the proper expansion and contraction of the limbs. Normally, the height of writing table should be between 75 to 80 cm and the height of chair should be between 38 and 45 cm. Adjustable chair is more popular in study room. Book shelf is the focus of study room. It gives a character to the room. Design of the shelves should be according to your interest, liking and usage.

Buying tasteful and sound furniture for study not only adds to appeal of the house but is a long term investment. Better you study, more you achieve your professional goals.

About Microsoft Office Courses Richmond VA

Talking about the business industries that we see today, it is not hard to notice that most of them have the computer systems as their base strength. Information Technology as we see it today, growing and booming, has two prime network providers one of them being Microsoft and the other being CISCO. Microsoft leads the world and a certified Microsoft network and professional associate today has a sure edge over other information technology and corporate experts that prevail today.

To be acquainted with the capability of one about network and security systems these certifications are required. These professional training services in Richmond provide with an assurance to upgrade anyone’s dexterity and application ability for more complex and advanced training courses by giving them the basic knowledge. One might start with a very little know how about the course or even computers, these professional training courses always help your get started. Microsoft Office courses Richmond VA is one of the most popular professional courses these days. North Virginia is as computer training hub dominating the rest computer training centers all around the nation.

Richmond, VA is one place where you can find all sorts of computer training courses be it Ethical hacking, networking or professional training courses in Richmond such as the Microsoft office training course. What business company today does not need to manage database and analyze data, make presentations, work on projects and create workspaces, send emails and schedule firm’s tasks, edit newsletters for the company or brochures and lastly document all the annual reports and sales and whatever the business is all about. Every kind of business needs to be organized and all of it is done by Microsoft Office easily. Most of the people use Microsoft Office to use the MS Word but it is so much more than that. Professional training services in Richmond provide a thorough course in Microsoft Office and teach how to get the best out of it. The students are taught how to organize information and perform required operations so they learn how to manage data and reports what make and run a company.

Richmond, VA is a great way to go for any sort of computer training courses. While attending most of the Richmond, VA certification and professional courses, statistics reveal, that 80 percent of all the students receive their certificates during the courses. Microsoft Office courses Richmond VA is a worth-it investment if you seek for a job or aim for a look-good resume.

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